Visa announced that the problem, which left citizens throughout Europe unable to use their credit cards due to hardware error, not because of an electronic attack.

The payment company said that the services returned to normal and that the systems returned to work “full capacity”, Saturday.

She pointed out that the problem was due to “failure in one of the European systems” and was not the result of “unauthorized access.”

Consumers in Britain, Ireland and other European countries reported credit and debit card payments on Friday, and many companies said they could not handle Visa transactions.

HSBC said on Friday that the “industry-wide issue” had affected Visa payments, although ATM’s were still operating.